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An ACA Single-Payer Health Plan Under Consideration As Another Option

On 9-13-17 a single-payer health bill was proposed designed to embrace a bigger government role in health care.  Single-payer refers to a government-run health insurance system, though details can vary.  the bill would create a national Medicare-like insurance system and eliminate most out-of-pocket costs for individuals.

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Predictive Modeling & Small Commercial Insurance Risk Assessment

Predictive modeling is effective as a risk assessment tool in personal insurance, but acceptance in commercial insurance has been relatively slow, even for small commercial. When an insurance carrier hesitates to integrate predictive modeling, it’s usually results from a lack of resources or understanding about how to build an effective model.

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Health Policy Update

As of March 2017, about 10.3 million people signed up and paid for coverage on the ACA exchanges. The next enrollment period begins Nov. 1, 2017 and lasts 45 days.  HHS officials said there is no evidence the ads have boosted enrollment in the past.

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Necessities & Health Care - Where U.S. Consumers Spend Their Money

Consumers spend most of their money on necessities, especially housing and health care.  The brick-and-mortar retail industry is in crisis. For many old-line retailers, sales and market share are plunging fast.

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An Analysis of The Physician Perspective On Single-Payer Health Care System

Single-payer health care is a controversial idea in the U.S., but a majority of physicians now support it. 

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ACA Federal Pay Cost-Sharing Analysis

Recent debate over federal payments to insurers under the (ACA) related to cost-sharing reductions for low-income enrollees in the ACA’s marketplaces is alive and well.

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Health Experts Seek 2-Party Insurance Market Fix

A bipartisan group of health policy experts offered a proposal on 8-9-17 to stabilize the ACA’s fragile insurance markets, a blueprint intended to foster lawmakers working 'across the aisle'.

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Insurers Seek ACA Premium Bumps of 30%+

There is uncertainty in the health-insurance marketplaces as insurers around the U.S. try to make decisions about rates and participation for next year amid open questions about changes that could come from the administration and Congress.

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Healthcare Provisions Explore Options for Vote

Some senators favor a proposal to largely repeal the Affordable Care Act, with a two-year expiration date so lawmakers can craft a replacement. Some feel this would create chaos in the insurance markets; others could allow a vote on the measure.

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Revised Health Care Bill Sent to Senate

In an effort to win over GOP holdouts Senate Republican leaders released a revised health-care plan Thursday providing an added $70B to stabilize insurance exchanges over a decade.

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Rewriting the Rules for the Digital HRM Age

Human Resource Management (HRM) has a big opportunity to help lead the transformation to a digital enterprise.

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McConnell Announces Senate Vote on Full Repeal Not Replace of The Affordable Care Act

After facing insurmountable opposition from four Republican senators, the Affordable Care Act repeal bill will be replaced by an effort to repeal the law without a replacement.

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Digital HRM - Platforms, People & Work

Once viewed as a support function that delivered employee services, HR is now being asked to help lead the digital transformation sweeping organizations in the US and worldwide. We see this change taking place.

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HCM "People Analytics" Undergo A Shift

Driven by the widespread adop­tion of cloud HR systems, companies are investing heavily in programs to use data for all aspects in workforce planning, talent management, and operational improve­ment. People has now gone mainstream.

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ACA Repeal/Replace Timeline

The Senate Republican health care bill would guarantee immediate assistance for insurance markets that are struggling in many states. Yet overall it would do the same thing as its House counterpart: less federal money for health insurance and a greater likelihood that more Americans will be uninsured.

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American Health Care Act Draft Unveiled

On June 22, 2017, Senate Republicans unveiled a draft version of their healthcare reform bill "H.R. 1628." The 142-page draft bill could go to a vote as early as this week.

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House GOP Health Plan - Comparison to the ACA

The Republican plan to replace the Affordable Care Act would save the government billions over the next 10 years, but leave 14M people without insurance in 2018 compared with current law, an analysis by the nonpartisan Congressional Budget Office.

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Obamacare Exchange Stats Not Encouraging

Nearly two million individuals enrolled in Obamacare plans through state exchanges dropped their coverage through mid-March, according to a Center for Medicaid and Medicare Services report released Monday evening.

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Snippets American Health Care Act (AHCA)

The AHCA is like having a baby ...It's not here yet, but it's coming. ANTI-AHCA PUSH - Eight major groups announced national events hoping to bring together patients, providers and advocates to warn the Senate against repealing the Affordable Care Act.

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Obamacare Drives Out Insurers

Obamacare markets are undergoing a slow-motion meltdown as a climate of uncertainty. Most insurers have announced plans to exit the marketplaces, which leaves Obamacare customers nationwide with potentially no options for purchasing subsidized coverage in 2018.

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White House Seeks 90-day Delay in Obamacare Subsidy Suit

The Trump administration and House of Representatives Monday asked a federal court for another 90-day delay in a lawsuit over Obamacare insurance subsidies, undermining the future of the health care marketplaces as insurers look for certainty from the government before committing to offer coverage next year.

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ACA Update - House ACA Fix Getting A Makeover

A report on May 24, 2017 reveals that the House ObamaCare replacement bill will be rewritten regardless of a much-anticipated audit set for release Wednesday afternoon

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CBO Budget Makes Healthcare More Affordable

A congressional audit released Wednesday, May 24, 2017, found the House’s recently passed ObamaCare overhaul bill will lower the average cost of premiums but that 23 million fewer Americans would be uninsured under the plan by 2026.

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What to Look For in an Insurance Carrier

There are many insurance carriers today and figuring out which one to choose can be daunting.  Here are a few approaches you can use to learn which one fits your company the best.

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Building Your Company's Insurance Plan Is A Process

Some states offer short-term disability protection through a combination of employer and employee contributions, but not all.  Other states leave employees without comparable protection unless their employers provide it as a benefit.

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ACA Update – Three Key Takeaways

The Revised House Republican health bill follows a philosophy that “Insurers and markets, rather than government” are empowered to find ways to provide affordable health insurance to a broad set of Americans.

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BREAKING NEWS Obamacare Repeal Passes the House

House Republicans on Thursday narrowly approved a sweeping health care bill aimed at fulfilling an overturn of ObamaCare

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TelePay Insurance Has Moved To A New Location

Exciting things are happening at TelePay Insurance. Let us share some important news with you.

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Employee Attitudes About Impact of Work on Their Health

Did you know that even though 44% of working adults surveyed say their current job has an impact on their overall health, only 28% said that impact is positive?

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A Minor Technicality On Pay Stub Can Cost Employers Big Bucks

Today’s business can be susceptible to lawsuits, big fines, and headaches in areas they take for granted.

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Proposed Workers Comp Insurance Change in July

The California Workers' Compensation Insurance Rating Bureau is filing a proposed rate reduction for California workers' compensation insurance "pure premium" rates on average to become effective July 1, 2017.

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Latest Update on ObamaCare

To help you keep up to date on what’s happening with ObamaCare we provide the latest ObamaCare information that affects you, your family and your business.

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Where the AHCA Stands Today

Though the proposed American Health Care Act (AHCA) to repeal and replace the Affordable Care Act has passed through three key committees, we await full House and Senate review of the AHCA). The new law will change insurance for just about everyone; the way depends on whether Americans opt for company insurance, use Medicaid, or buy a private plan.

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Employment Law Update: Prepare for 2017

The Department of Labor (DOL) issued changes that substantially increase the minimum salary requirement for the executive, administrative, and professional employee exemptions, under the Fair Labor Standards Act (FLSA).

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Individual Disability - Things To Consider

What is disability income insurance and what are the considerations for employers who are evaluating offering or sponsoring disability coverage for their employees?

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Affordable Care Act Replacement Bill

On March 6, 2017, the proposed new legislation to repeal and replace the Affordable Care Act was published and was named the American Health Care Act.

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Prepare for 2017 Minimum Wage Laws

Verify you are paying all employees at least the Applicable Minimum Wage. And be aware of what city or county your employees are working in - because there are differing minimum wages, as well as paid sick leave rules, in dozens of California cities and some counties.

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Safety - Employment Law Update

Several bills relating to workers’ compensation were signed into law in 2017: AB 2883, SB 1167, & AB 1785

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ObamaCare Update & Latest Executive Order

As of 2-10-17:  Republicans presented several plans for review. President Donald Trump has signed an executive order designed to minimize the economic burden of the ACA while Congress works to repeal and/or replace it.  The key to the repeal and replace efforts fall on the Secretary of Health and Human Services (HHS) Tom Price who was confirmed as the Secretary of HHS on 2-9-17.

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ACA - No Answers Until The New Administration Begins to Legislate

We know that since 2010, the Affordable Care Act has insured more than 12 million Americans. Some of those covered are very happy and others are not.  Regardless of this scenario, 2017 brings in a new administration and changes are anticipated.  So, what does that entail? 

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The Affordable Care Act - 2017

Small business owners, employees and consumers are struggling to understand the coverage, networks, and costs in the new year. Below are the latest guidelines and three changes to coverage in 2017

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The Affordable Care Act is Changing In 2017

The Affordable Care health insurance landscape may look completely different in 2017. It is highly unlikely that any material changes will happen for the 2017 coverage year (for which Open Enrollment is taking place now.) But there will be changes and we don't know yet how or when they will take place.

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Official Information About ACA - November 2016

Health insurance premiums on the Affordable Care Act’s marketplaces (also called exchanges) are expected to increase faster in 2017 than in previous years because:

  • The substantial losses experienced by many insurers in this market
  • Phasing out of the ACA’s reinsurance program

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TelePayroll® Announces The Second Year Recognition On The 2016 Inc. 5000 List

Los Alamitos, CALIF. – DECEMBER 1, 2016 – For the second year in a row, TelePayroll, a family-owned and managed company providing payroll, HR, and employee benefits solutions to expanding companies seeking cost-effective and reliable payroll and human capital management services, today announced, the firm earned recognition on the 2016 Inc. 5000 list.

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TelePayroll® Announces an Agreement with Don Dressler Consulting to Receive CAL-OSHA Compliance, Worker's Comp Claims & Administration Consulting Services

IRVINE, CALIF. – JANUARY 20, 2015Don Dressler Consulting, a national leader in human resources, risk management solutions, and architect of www.CalWorkSafety.com, announces its collaboration with Telepayroll, Inc., a stronghold in providing payroll, HR and employee benefits services to large and small companies through expansion and growth phases, effective January 20, 2015.

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